PayDay One has been providing payday loans and cash advances on the internet since 2002. They were the first company to provide the faxless loan and still continue to innovate the online loan process. Their service is available 24 hours a day / 7 days a week and is one of the few State Licensed Lenders in the industry.

There are several things which make PayDay One a great lender to do business with. The first thing is, this loan company is one of the few which offer a Rate Guarantee. If you find a lower price for a Payday loan from another similarly licensed online lender, PayDay One will match it. PayDay One also offers a fax free loan process. Most lenders require you to fax many bank documents to get a loan approved. PayDay One was the first lender to do away with this time consuming process (some states do require a copy of a pay stub). They also offer a fast, private and secure loan process, great rates, and friendly customer service over the phone.

If you are worried about your low credit score, take note, PayDay One approves loans consistently for most people, in which other banks and lenders have disqualified.